The question isn’t at what age I want to retire, it’s at what income. ~George Foreman

Is it ever too early to think about retirement? Short answer. No!

It’s NEVER too early (or too late) to think about retirement. I remember my high school history teacher used to tell us that even in college, all we had to do was put up $25 a month in a mutual fund and we’d have beaucoup money by retirement age because of compound interest.

Did we listen? No, unfortunately. I was young, didn’t know anything about investing, and didn’t make it a priority. Fortunately, I’m wiser now and am using multiple investment vehicles but, boy, do I wish I had started sooner. 

But again, it’s never too late to start figuring out retirement options. Whether you work at a company or own your own business, retirement cannot be ignored. I mean, you DO want to sit back in the cut when you’re older right, not having to worry about working so much? I know I do.

Well, today’s post about retirement is contributed by a community member so listen up!

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Is It Ever Too Early to Think About Retirement?

People always talk about retirement because it’s such a financial issue that we need to plan early or else we’ll never have enough money for our later years. Others are convinced they don’t need to retire and are happy working for the rest of their lives. After all, they might not have much they want to do in the future or perhaps they’ve seen enough of the world for one lifetime. Either way, the financial side of retirement is definitely something you should be thinking about, but what about the idea of retirement itself?

You know, the thought of leaving behind your home to move into assisted living in places like McKnight Place, or the thought of feeling old and slow, or even just the thought of losing touch with your friends are some of the negative things that come with retirement, but there are also many positive things to look forward to.


The Financial Side Can’t be Ignored

Let’s face it, as much as we hate dealing with finances (at least, most of us!) it’s something we need to think about. Saving up for your retirement is no easy task and when you factor in the issue of inflation, you need to invest your money into something lucrative that can scale with inflation (such as property or a business) in order to grow your wealth so you have money to live on and also money to pass on to your loved ones or friends. Most seniors retire with too little in savings, so don’t end up in that situation.

Make retirement planning a goal to aim for next year so that you can be financially prepared for your later years. You’ll thank yourself in the future when you’ve sorted out everything while you still can and you’re able to actually afford your retirement fund.


Will You Be Too Bored?

Being bored is a really obvious sign that you’ve retired too early. Some people find great joy in their work and if you’re enjoying what you do, then there’s really no reason to retire unless your job is causing negative effects on your health. Retirement might not be what you expect unless you’ve lined up plenty of entertainment for yourself. You’re going to feel restless if you sit around and have nothing to dedicate your time to. With a job, you have a reason to wake up in the morning because people are depending on you. If you have absolutely no commitments when you’ve retired, then you might be depressed at having little to nothing to focus on. To counter this, find a hobby that you can relate to and decide if you want to travel the world to see more of it before your health prevents you from doing so.

People will say that thinking about retirement is boring and depressing, but if you want to make it more fun you can always think about what you’ll do once you’ve finally retired. Think about all the great places you can visit, think about all the delicious food you’ll get to try and all the hobbies you can indulge in now that you have all the time in the world!

Over to you

What are you doing today to plan for the good ol’ retirement years?

Wassuper, it’s yo girl, Kesha and I believe we should Be the Fruit Loop in a world full of Cheerios because life is more interesting when you dare to be different and challenge what’s “normal!” I am wildly passionate about helping highly driven women pursue fantabulous relationships, juicytastic careers/bizzes, and authentically inspired lives.

Is It Ever Too Early to Think About Retirement?

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